Revision date: May 5, 2026
PLEASE READ THESE TERMS AND CONDITIONS (“Terms”) BEFORE USING THIS SITE. As used in these Terms and any Additional Terms, “BuildersRiskNerd,” “ContractorNerd,” “we,” “us,” or “our” refers to ContractorNerd Insurance Services, LLC, which operates buildersrisknerd.com under the BuildersRiskNerd marketing brand, and its subsidiaries and affiliated companies where applicable. BuildersRiskNerd is a marketing brand and website, not a separate insurance company.
By accessing or using BuildersRiskNerd websites, portals, quote forms, data, information, products, applications, or services, including services made available through buildersrisknerd.com and related pages or subdomains (collectively, the “Services”), you acknowledge that you have read and understand these Terms and agree to be bound by them. If you do not accept or understand all of these Terms, do not access or use the Services.
PLEASE READ THESE TERMS CAREFULLY. THESE TERMS CONTAIN A MANDATORY INDIVIDUAL ARBITRATION PROVISION AND A CLASS ACTION/JURY TRIAL WAIVER THAT REQUIRE, TO THE EXTENT PERMITTED BY LAW, DISPUTES TO BE RESOLVED ON AN INDIVIDUAL BASIS.
1. Conditions of Service
Your use of the Services is also subject to our Privacy Policy, our Compensation Disclosure, and any producer-of-record, surplus-lines, electronic-signature, fee, or other disclosures we provide to you in connection with insurance services (together with any other policies or disclosures we expressly incorporate by reference, the “Additional Terms”). By accessing or using the Services, you agree to the Additional Terms as well.
You represent that you are at least 18 years of age and capable of entering into binding agreements.
You agree that all information you provide to us, whether about yourself, your organization, a construction project, a property, an owner, a general contractor, a lender, or any other party, will be true, accurate, current, and complete. You agree to promptly notify us of any material changes that could affect your quote, application, policy, eligibility, coverage, premium, underwriting, servicing, or our ability to provide the Services.
Electronic Signatures and Records. You agree that any document or electronic information delivered, presented, or accepted through the Services by clicking, checking a box, typing an electronic signature, submitting a form, or taking another electronic action shall be deemed “in writing” and “signed” for all purposes permitted by applicable law. You agree not to contest the legal effect, validity, or enforceability of such records solely because they are in electronic form.
Compliance and Acceptable Conduct. You agree to comply with applicable federal, state, and local laws and regulations; not to use the Services for false, fraudulent, illegal, or misleading purposes; not to use any device, software, bot, script, or routine that interferes with the proper working of the Services; and to comply with any instructions we provide regarding authorized access to the Services.
2. Insurance Services; BuildersRiskNerd Brand
IMPORTANT: ContractorNerd Insurance Services, LLC is a licensed insurance producer where licensed, appointed, or otherwise authorized. BuildersRiskNerd is a marketing brand operated by ContractorNerd Insurance Services, LLC. Neither ContractorNerd nor BuildersRiskNerd is an insurance company. We do not underwrite insurance, do not guarantee coverage, rates, quote availability, or carrier decisions, and do not pay claims. Coverage is subject to carrier underwriting, policy terms, conditions, exclusions, inspections, applicable law, and any required premium payment.
BuildersRiskNerd may focus on builder’s risk, course-of-construction, renovation, installation, inland marine, general liability, property, and related insurance products or services. Availability, eligibility, forms, limits, deductibles, endorsements, exclusions, taxes, fees, and premiums vary by state, insurer, project type, and underwriting facts.
2.A Insurance Producer Services
ContractorNerd may offer insurance producer services (“Insurance Services”). You are not required to use ContractorNerd for Insurance Services in order to access general informational content where offered.
If you choose to use our Insurance Services, you agree to the following:
Producer of Record. Where applicable, you authorize ContractorNerd Insurance Services, LLC to act as your insurance producer or producer of record for the lines of coverage, quotes, applications, and policies you request through us. You authorize us to communicate this designation to insurance carriers, wholesalers, program administrators, premium finance providers, prior producers, lenders, certificate holders, and other parties as reasonably necessary to provide Insurance Services.
Submissions and Information Sharing for Quoting/Placement. You authorize ContractorNerd to collect, use, and disclose information you provide, and information we lawfully obtain from third parties, to insurance carriers, wholesalers, program administrators, premium finance providers, inspection companies, risk-control vendors, and technology platforms used for insurance submissions, quoting, underwriting, binding, servicing, and administration. These activities may include submitting project information, property information, construction details, ownership details, loss history, contractor information, lender requirements, and other underwriting information.
Your Cooperation and Accuracy. You agree to provide accurate and complete information needed for quoting, underwriting, binding, issuing, servicing, auditing, and renewing coverage. You acknowledge that inaccurate, incomplete, outdated, or misleading information may result in delays, declinations, increased premium, cancellation, rescission, claim denial, or other adverse outcomes.
Exclusive Producer Relationship Where Applicable. For any policy for which ContractorNerd is producer of record, you agree to work with ContractorNerd regarding that policy unless we otherwise agree in writing or you replace the producer of record in accordance with applicable law and carrier requirements.
Compensation. You acknowledge that ContractorNerd may receive commissions, fees, contingent compensation, referral compensation, service fees, policy fees, or other compensation from insurance carriers, wholesalers, program administrators, premium finance companies, service providers, or other parties in connection with Insurance Services. See our Compensation Disclosure for more information.
Producer Fees and State-Specific Fee Disclosures. Where permitted by law, ContractorNerd may charge a service fee, policy fee, placement fee, producer fee, or other lawful fee. Any such fee will be disclosed as required by applicable law before it is charged or collected. Where required, we may provide and require a separate signed fee agreement or disclosure that describes the services to be provided, the amount of the fee, the capacity in which we are acting, and the fact that we may receive compensation directly or indirectly from an insurer or other party. If a fee is not permitted for a particular transaction, line of insurance, state, or producer capacity, we will not charge that fee.
Payments. If premium, fees, taxes, or other payments are made through a third-party processor, premium finance company, or other provider, you agree to their terms and any transaction fees they charge, which may be separate from ContractorNerd’s compensation.
2.B No Sale of “Leads”
ContractorNerd is a licensed insurance producer and does not sell your personal information as “leads” to third parties for their independent marketing or lead-generation purposes. We may share information with insurance market participants and service providers as needed to provide Insurance Services and operate the Services, as described in our Privacy Policy.
2.C Licensed Personnel; Unlicensed Support; Automated Tools
Insurance solicitation, negotiation, recommendations, explanations or interpretations of coverage, binding, and other activities requiring an insurance license will be handled by appropriately licensed personnel or by insurance carriers, wholesalers, program administrators, or other authorized market participants where required by law.
Some intake, administrative, marketing, scheduling, technology, or customer-support functions may be performed by unlicensed personnel or automated tools. Those functions are limited to permitted activities such as collecting factual information, recording information for review by licensed personnel, scheduling appointments, transmitting forms, providing general educational content, or routing your request. Unless expressly confirmed by a licensed producer or authorized insurer, information provided through online forms, calculators, educational materials, chat tools, automated workflows, or administrative staff is not a quote, recommendation, binder, coverage interpretation, or offer of insurance.
3. Intellectual Property Ownership
The Services and all trademarks, trade names, service marks, content, materials, designs, text, photographs, video, audio, graphics, data compilations, and other materials made available through the Services (collectively, “Content”) are owned by ContractorNerd or its licensors and are protected by U.S. and international intellectual property laws.
Except as expressly permitted by these Terms, you may not copy, reproduce, modify, distribute, display, perform, publish, license, create derivative works from, or use any Content without ContractorNerd’s prior written permission.
3.A Digital Millennium Copyright Act Notice
If you believe material available through the Services infringes your copyright, please send a written notice to the DMCA contact below that includes: identification of the work claimed to be infringed; identification of the material to be removed; your contact information; a statement of good-faith belief that use is unauthorized; a statement under penalty of perjury that the information is accurate and you are the copyright owner or authorized to act; and your physical or electronic signature.
Designated Contact:
ContractorNerd Insurance Services, LLC
Attn: DMCA Contact
One Harbor Drive, Suite 300
Sausalito, California 94965
[email protected]
We will respond to valid notices under 17 U.S.C. § 512(c) and remove or disable access to allegedly infringing content as appropriate.
4. Restrictions on Use
Subject to these Terms, ContractorNerd grants you a limited, non-exclusive, non-transferable, revocable license to access and use the Services for your internal personal or business purposes.
You may not use the Services to build, benchmark, develop, or operate a competing product or service, or for unauthorized commercial exploitation of the Services or Content.
You agree you will not scrape, crawl, or use automated means to access the Services for competitive, data-harvesting, or rate-limit evasion purposes; decompile, reverse engineer, or attempt to derive source code except where such restriction is prohibited by law; upload malware, ransomware, or other harmful code; harass, threaten, defame, or abuse other users or ContractorNerd personnel; send unlawful or unsolicited commercial messages through the Services; bypass security or access controls; or use the Services in a way that interferes with our operations or legal obligations.
Violation may result in suspension or termination of access, in addition to any other remedies.
5. Customer Name/Logo Use; Marketing
If you are using the Services on behalf of a business or organization, you grant ContractorNerd a limited, non-exclusive, royalty-free license to display your business name and, if provided by you, your logo within the Services solely as reasonably necessary to provide the Services, such as for account identification, proposals, certificates, policy records, dashboards, or servicing workflows.
ContractorNerd will not use your name, logo, or likeness in external advertising, testimonials, press releases, or case studies without your prior written permission, which may be granted via a separate written agreement or an in-product permission workflow where available.
6. Disclaimer of Warranties — General
USE OF THE SERVICES, CONTENT, AND ANY MATERIALS OBTAINED THROUGH THE SERVICES IS AT YOUR OWN RISK. THE SERVICES AND CONTENT ARE PROVIDED “AS IS,” “AS AVAILABLE,” AND “WITH ALL FAULTS.” CONTRACTORNERD MAKES NO WARRANTIES OR CONDITIONS OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT, EXCEPT TO THE EXTENT SUCH WARRANTIES ARE REQUIRED BY APPLICABLE LAW.
CONTRACTORNERD DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, OR THAT ANY CONTENT IS ACCURATE, COMPLETE, OR CURRENT. CONTRACTORNERD HAS NO OBLIGATION TO UPDATE ANY CONTENT.
SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OF IMPLIED WARRANTIES, SO THIS DISCLAIMER MAY NOT APPLY TO YOU IN WHOLE OR IN PART.
7. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY LAW, CONTRACTORNERD WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, GOODWILL, USE, DATA, COVERAGE OPPORTUNITY, PROJECT DELAY, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATING TO THE SERVICES OR THESE TERMS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
WITHOUT LIMITING THE FOREGOING, CONTRACTORNERD IS NOT LIABLE FOR: CARRIER OR THIRD-PARTY UNDERWRITING, PRICING, ELIGIBILITY, OR COVERAGE DECISIONS; DELAYS OR FAILURES IN QUOTES, BINDING, ISSUANCE, ENDORSEMENTS, CERTIFICATES, INSPECTIONS, AUDITS, BILLING, OR CLAIM HANDLING CAUSED BY CARRIERS OR THIRD PARTIES; YOUR FAILURE TO PROVIDE ACCURATE OR COMPLETE INFORMATION; PROJECT CHANGES NOT TIMELY DISCLOSED TO US OR THE INSURER; OR THIRD-PARTY SITES, TOOLS, OR SERVICES.
YOUR SOLE REMEDY FOR DISSATISFACTION WITH THE SERVICES IS TO STOP USING THEM.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, CONTRACTORNERD’S TOTAL LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THE SERVICES OR THESE TERMS WILL NOT EXCEED THE AMOUNT OF COMMISSION, FEE, OR OTHER REMUNERATION EARNED BY CONTRACTORNERD IN CONNECTION WITH SERVICES PROVIDED TO YOU DURING THE TWELVE MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
8. Waiver of Unknown Claims
You understand that you may be waiving rights with respect to claims that are currently unknown or unsuspected. To the extent applicable, you expressly waive the benefits of California Civil Code § 1542, which provides:
“A general release does not extend to claims that the creditor or releasing party does not know or suspect to exist in his or her favor at the time of executing the release and that, if known by him or her, would have materially affected his or her settlement with the debtor or released party.”
You also waive, to the extent applicable, any similar rights under any other law.
If any of the limitations in Sections 6 through 8 are found to be invalid, ContractorNerd’s liability will be limited to the maximum extent permitted by applicable law.
9. Indemnification
You agree to defend, indemnify, and hold harmless ContractorNerd and its employees, representatives, suppliers, and service providers from and against any claims, liabilities, damages, losses, and expenses, including attorneys’ fees, arising out of or related to your use of the Services; your violation of these Terms; your violation of law or regulation; your infringement or alleged infringement of intellectual property or other rights; your use of third-party services; or inaccurate, incomplete, outdated, or misleading information you provide in connection with an insurance request, application, policy, project, property, or claim.
ContractorNerd may assume the exclusive defense and control of any matter subject to indemnification, at its expense, and you agree to cooperate in that defense.
10. No Legal, Tax, Construction, Safety, or Professional Advice
Information provided through the Services is for general informational purposes only and does not constitute legal, tax, accounting, construction, engineering, safety, risk-management, or other professional advice. Insurance coverage is subject to the terms and conditions of your specific policy and applicable law.
You should consult qualified professionals regarding your specific situation, including legal counsel, tax advisors, construction professionals, lenders, and risk managers. Do not delay seeking professional advice based on information from the Services.
11. Third-Party Services and Links
The Services may integrate or link to third-party websites, tools, vendors, insurance carriers, wholesalers, program administrators, payment processors, premium finance providers, analytics providers, or other services (“Third-Party Services”). ContractorNerd does not control and is not responsible for Third-Party Services, including their availability, content, privacy practices, security, fees, or decisions. Your use of Third-Party Services may be subject to separate terms and privacy policies.
Analytics and Session Tools. ContractorNerd may use third-party analytics, session-recording, heatmap, and similar tools to understand how users interact with our Services and to improve usability, content, security, and performance. These tools may collect information such as pages visited, clicks, scrolling activity, browser and device information, approximate location, and interactions with the site, and may use cookies or similar technologies. We configure these tools and our consent flows to comply with applicable law. Where required, we will request your consent before enabling certain analytics or session tools. For details and choices, please see our Privacy Policy and any cookie or consent controls made available on the Services.
12. Licensed Entities; No Solicitation Where Not Licensed
ContractorNerd Insurance Services, LLC is a licensed insurance producer in various U.S. states. The Services are not intended as a solicitation for insurance in any jurisdiction where ContractorNerd is not properly licensed, appointed, exempt, or otherwise authorized.
License information:
ContractorNerd Insurance Services, LLC
CA License #: 6015566
NPN: 21502273
Additional license information: https://www.buildersrisknerd.com/insurance-licenses/
13. Applications and Quotes
Submitting information or an application through the Services does not guarantee that a quote will be provided or that coverage will be bound. Quotes are estimates and may be subject to underwriting review, additional information, inspections, loss-control recommendations, lender requirements, signed applications, signed disclosures, payment, carrier approval, or other conditions.
A quote is not insurance coverage. Coverage exists only when confirmed by the insurer in writing or by a binder where permitted and subject to policy terms.
14. Builder’s Risk and Construction Project Information
Builder’s risk and related construction insurance may depend on project-specific facts, including project location, construction type, occupancy, estimated completed value, hard and soft costs, existing structures, renovation scope, project schedule, contractor experience, lender requirements, protection class, fire protection, security, prior losses, permits, inspections, and other underwriting details.
You are responsible for disclosing accurate and complete project information and promptly notifying us of material changes, including changes in project value, scope, location, schedule, occupancy, ownership, contractor, lender requirements, materials, protective safeguards, or loss exposure. A failure to disclose accurate information or material changes may affect coverage, premium, claims, or policy validity.
15. Insurance Companies and Underwriting Guidelines
Insurance companies and, where applicable, wholesalers, program administrators, and other authorized market participants decide whether to offer, renew, cancel, non-renew, or modify coverage, and on what terms. All insurance products are governed by the applicable policy terms, conditions, exclusions, endorsements, and declarations. Prices, availability, and terms may change without notice.
ContractorNerd makes commercially reasonable efforts to provide accurate information but does not guarantee availability, pricing, coverage, underwriting results, or carrier decisions.
16. Certificates of Insurance
ContractorNerd may obtain, review, issue, or track certificates of insurance where authorized and applicable. A certificate of insurance is informational only and does not create coverage or legal obligations, confer rights, or amend policy terms. You should obtain and review the actual policy and consult counsel regarding contractual insurance requirements.
17. Policy Summaries
Any policy summaries, descriptions, explanations, checklists, comparisons, or coverage highlights provided by ContractorNerd are general in nature and for convenience only. They do not modify the policy and may be incomplete. You must rely on the actual policy language.
18. No Modification of Insurance Policy or Coverage
Unless expressly stated in writing by the insurer, or by ContractorNerd where we have written authority to bind or issue, nothing on the Services alters, amends, expands, restricts, or waives any policy term, condition, exclusion, endorsement, or coverage requirement.
19. A.M. Best Ratings and Carrier Information
Carrier financial-strength ratings, including A.M. Best ratings, may be provided as a courtesy reference and may change. You should verify current ratings directly with the rating organization or insurer.
20. Decisions, Services, and Electronic Communications
You agree that ContractorNerd may provide, and you agree to receive, communications and documents electronically to the extent permitted by law, including applications, proposals, quotes, policies, binders, endorsements, notices, disclosures, invoices, renewal communications, and service communications (“Communications”).
You are responsible for maintaining accurate contact details, monitoring Communications, and ensuring appropriate access controls for your account.
You acknowledge that certain service and transactional Communications are necessary to provide the Services and may not be opted out of while you maintain an active relationship with ContractorNerd, such as notices about quotes, policies, billing, account security, or required legal disclosures. Marketing communications may be opted out of as described in our Privacy Policy and communications practices.
20.A Electronic Communications Disclosure
To receive and retain electronic records, you must have a computer or mobile device with Internet access; a current web browser that supports modern TLS encryption; software to view PDF files; an active email account; and sufficient storage space to save documents or the ability to print them.
You may withdraw consent to receive documents electronically, where legally permitted, by emailing [email protected] or writing to our postal address. Withdrawal may prevent us from continuing to provide certain Services. Paper copies not required by law may incur a reasonable printing and mailing fee.
21. Surplus Lines Products
Some quotes or policies may be placed with surplus lines or nonadmitted insurers. Surplus lines insurers may not be licensed or admitted in a given state and may not be subject to the same level of state regulatory oversight as admitted insurers. If a surplus lines insurer becomes insolvent, state guaranty funds generally do not apply. Taxes, fees, stamping fees, and surcharges may be due and invoiced accordingly. Where required, you agree to review and execute surplus lines disclosures or forms promptly.
22. Payments
Payment options may be made available in connection with Insurance Services. You agree to pay premiums, fees, taxes, surcharges, assessments, and other amounts due in U.S. dollars unless otherwise stated.
ContractorNerd may use third-party processors to facilitate payments. Their terms, fees, and policies apply. ContractorNerd is not responsible for third-party payment decisions, processor actions, bank fees, or payment delays outside our control.
If you select premium financing, you agree that you are authorized to enter into financing agreements on behalf of the insured and that information provided for financing is accurate. Financing is offered and administered by third-party lenders subject to their terms.
Fraud attempts, including payment-instruction tampering, may occur. ContractorNerd will not change banking or payment instructions without additional verification. If you receive suspicious payment instructions, contact your ContractorNerd representative using known contact details and do not click unknown links.
23. No Guarantee of Services
ContractorNerd may change, suspend, discontinue, or restrict the Services, in whole or part, at any time, including to maintain security, comply with law, improve functionality, or adjust business operations, without liability to the extent permitted by law.
24. Access Outside the United States
If you access the Services from outside the United States, you are responsible for compliance with local laws. ContractorNerd does not provide insurance services to parties subject to U.S. trade sanctions. By using the Services, you represent that you are not subject to applicable U.S. sanctions.
25. Termination
These Terms remain effective until terminated. ContractorNerd may suspend or terminate access to the Services as permitted by law and these Terms. Provisions that by their nature should survive termination, including intellectual property, disclaimers, limitations of liability, arbitration, class-action waiver, jury-trial waiver, and indemnification, will survive.
26. Governing Law
To the extent not preempted by federal law, the laws of the State of California, excluding conflicts of law rules, govern these Terms and any disputes arising out of or relating to them. These Terms evidence a transaction involving interstate commerce. The Federal Arbitration Act governs the arbitration provisions.
27. Informal Dispute Resolution
Before initiating arbitration, you agree to contact us at [email protected] and attempt to resolve the dispute informally for at least sixty days.
28. Arbitration
PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR RIGHTS.
Except where prohibited by law, any dispute, claim, or controversy arising out of or relating to these Terms, the Additional Terms, or the Services will be resolved by final and binding arbitration administered by JAMS under its applicable rules. Unless otherwise agreed, the arbitration will take place in San Francisco, California, or may be conducted by video or teleconference where permitted by JAMS and the arbitrator.
This provision does not prevent either party from seeking provisional injunctive relief in a court of competent jurisdiction to protect intellectual property, confidentiality, security, or other equitable rights.
To the extent permitted by law, any claim must be brought within one year after the claim arose.
For matters that qualify as consumer arbitrations under JAMS standards, fees and costs will be allocated consistent with JAMS Consumer Minimum Standards. Otherwise, fees and costs will be allocated as determined by the arbitrator under applicable rules and law.
If any part of this arbitration provision is found unenforceable, the remainder will remain in effect to the maximum extent permitted by law.
29. No Class Actions; Jury Trial Waiver
TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AGREE THAT DISPUTES AGAINST CONTRACTORNERD WILL BE RESOLVED INDIVIDUALLY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY CLASS, COLLECTIVE, PRIVATE ATTORNEY GENERAL, OR REPRESENTATIVE ACTION.
YOU AND CONTRACTORNERD EACH WAIVE THE RIGHT TO A TRIAL BY JURY AND TO PARTICIPATE IN A CLASS OR REPRESENTATIVE PROCEEDING.
30. Entire Agreement; No Waiver
These Terms and the Additional Terms constitute the entire agreement between you and ContractorNerd regarding the Services and supersede prior agreements on the subject. Headings are for convenience only. Failure to enforce any provision is not a waiver. Any waiver must be in writing and signed by ContractorNerd.
31. Insurance Information Use and Sharing
If you request Insurance Services, you direct ContractorNerd to use and disclose your information as reasonably necessary to submit your application and risk information to insurers and insurance intermediaries, including wholesalers and program administrators; facilitate underwriting, quoting, binding, issuance, and policy administration where authorized; service your policies, including endorsements, renewals, certificates, audits, inspections, billing support, and claim-reporting support; comply with legal and regulatory requirements; and prevent fraud and secure the Services.
We may use third-party technology platforms, including insurance submission and quoting platforms, to facilitate these activities. Our use and disclosure practices are described in our Privacy Policy.
32. Communications; Contact Consent
By providing a phone number, mobile number, email address, or other contact information, you consent to receive Communications from ContractorNerd related to your account, quotes, applications, policies, renewals, billing, customer support, and requested Services. Where you provide express consent, we may also send marketing messages. You may opt out of marketing emails using the unsubscribe mechanism provided. You may opt out of SMS marketing, if offered, by replying STOP. Opt-out requests may not apply to essential service or transactional Communications.
33. User Feedback
We welcome feedback, comments, and suggestions (“Feedback”). Feedback is non-confidential and non-proprietary. By submitting Feedback, you grant ContractorNerd a worldwide, royalty-free, perpetual, irrevocable, sublicensable license to use and publish the Feedback for any purpose without compensation.
34. Official Correspondence
Official correspondence may be sent to [email protected] or via postal mail to:
ContractorNerd Insurance Services, LLC
Attn: Legal Department
One Harbor Drive, Suite 300
Sausalito, California 94965
United States
35. Modification of Terms
ContractorNerd may update these Terms from time to time. The “Revision date” above indicates when these Terms were last revised. Continued use of the Services after the revision date means you accept the revised Terms.
36. Accessibility Commitment
ContractorNerd strives to make its Services accessible to all users and aims to meet WCAG 2.1 AA standards. If you have difficulty accessing any part of the Services, please email [email protected] or use live chat if available, and we will provide assistance through an alternate method where reasonably feasible.
37. Children
The Services are not directed to children under 18, and we do not knowingly collect personal information from children under 13. If you believe a child has provided personal information, contact [email protected] and we will delete it as required by law.